When an Honest Guy Plays the Scum Gong [Quick Transmigration] - Chapter 3

Yan: [Thank you, Boss.]

Yan: [The user has accepted the transfer.]

He certainly didn’t waste any time accepting the money.

Chi Yu recalled the photo and the blatant flirting tactics from earlier. Has this guy done this sort of thing so often that it’s become second nature to him? After all, with a face like that, living off someone else would be a walk in the park.

Chi Yu’s brows knit, a sudden wave of irritation washing over him.

Buzz, buzz.

A new message flashed.

Yan: [One hundred thousand?]

Yan: [Boss, did you send the wrong amount?]

Was he complaining it was too little?

Chi Yu rarely came across someone who caught his eye so perfectly. Without a second thought, he opened the transfer screen, fully intending to top up the amount.

In the next second, another message popped up.

Yan: [I don’t need this much. If I run short, I can always take up a part-time job, so I really can’t accept this much.]

[The user has returned the transfer.]

Yan: [You don’t need to give me this much.]

Chi Yu: “…”

A moment ago, he had assumed the guy was a seasoned player because of how bold and forward he was. Now, looking at this response, it seemed the kid didn’t understand how this arrangement worked at all.

Inexplicably, Chi Yu’s mood took a sharp turn for the better. A slight smile tugged at the corner of his lips as he typed: [As long as you’re with me, you don’t need to worry about part-time jobs. Take the money and buy whatever you like. If you need more, just ask.]

With that, he initiated another transfer.

This time, he sent five hundred thousand directly, an astronomical sum for someone like Jiang Yan.

Jiang Yan immediately went to return it again, but a message from Chi Yu beat him to the punch. It was an absolute command, leaving zero room for negotiation: [Take it. If you return it again, I’ll block you instantly.]

Only then did Jiang Yan freeze his hand. After accepting the funds, he sent over a photo of his ID card, followed by an image of a handwritten promissory note.

Yan: [Please consider this a loan. I will pay you back once I graduate and am financially stable.]

Looking at the images, Chi Yu didn’t know whether to laugh or be angry.

If anyone in his circle found out he had made someone write a promissory note over a few hundred thousand, he would be the laughingstock of the city for the rest of his life. Chi Yu couldn’t afford to lose face like that.

He tapped on the first image. People usually said that good-looking guys had terrible handwriting, but every stroke in the photo was balanced, elegant, and perfectly spaced. It was as neat as print, an incredibly beautiful and clean hand.

Then he tapped the second image to view the ID card.

The boy in the identification photo looked slightly younger than he did now, wearing a white shirt buttoned all the way to the top, completely concealing his collarbone. With a cold, expressionless face, he possessed a detached, aloof aura—looking every bit like an unapproachable model student.

Jiang Yan.

Chi Yu rolled the name over his tongue, an unconscious smile spreading across his face as he saved both photos to his gallery.

Yan: [I don’t have much to offer you right now.]

Yan: [Does the boss want to see more photos?]

Photos…

Did the kid think he had sent the money just to get more pictures?

Chi Yu fell silent for a moment.

Chi: [Are you… dressed now?]

The other side quickly sent over a few more images. They were taken indoors, still featuring the hitched-up hem of his shirt, though from slightly different angles.

Just a single glance made Chi Yu’s skin run hot.

He took a deep breath and typed out a message: [Rule number three. From now on, you are only allowed to send these kinds of photos to me.]

Yan: [Understood.]

Yan: [Is there anything else you’d like to see, Boss? If not, may I go to sleep? I have an eight o’clock class tomorrow morning.]

Chi: [Go ahead.]

Yan: [Goodnight, Boss.]

Even after typing his own goodnight, a strange sense of surrealism lingered over Chi Yu. He couldn’t tell if the alcohol was finally catching up to him or if the emotional rollercoaster of the evening had simply worn him out.

His fingers hovered over the photos, slowly scrolling through them one by one. By the time he snapped out of it, a solid half hour had passed, and a sudden wave of self-consciousness flooded his mind.

Chi Yu tossed his phone aside and yanked at his tight collar. After a moment, he retrieved the device and pulled up a random social media app, searching for popular photos with hundreds of thousands of likes.

The men in those images were posed under pristine gym lighting, and some were far more explicit, yet none of them triggered that specific, restless itch in his chest.

It was downright uncanny.

Back in the apartment, Jiang Yan deleted the messages concerning the promissory note, set his phone down, and checked on the sleeping system before carefully tucking the handwritten note away.

He knew this didn’t align with the system’s instructions, but under no circumstances could he accept such a massive sum of money from a stranger with a clear conscience.

Jiang Yan lay down and closed his eyes.

The events of the day replayed in his mind like a film reel, carrying a faint tint of unreality. Yet, the unfamiliar surroundings remained a firm reminder that everything was real.

The mental turbulence didn’t disrupt his sleep, however. To maintain the energy required for his studies over the years, he had trained himself to fall asleep the moment his head hit the pillow. Despite the chaotic upheaval of the day, his mind quieted down after a few moments of reflection, and he drifted off.

The next morning, Jiang Yan was shaken awake by a heavy weight pressing down on his chest.

System: [What on earth is going on here?!]

Jiang Yan forced his heavy eyelids open, frowning at the massive lump of a cat perched on his chest. “What’s wrong?” he asked, his voice thick with sleep.

The black cat pressed its paws firmly against his chest. [Why hasn’t he blocked you? He even transferred this much money to you! What kind of underhanded things did you pull while I was asleep?]

“I didn’t do anything.”

Jiang Yan quietly averted his gaze, looking thoroughly innocent as he unlocked his phone and handed it over for inspection.

By the time it finished reading through the entire chat log, the system’s internal programming was practically fried. How is this even possible? Spurring a conversation along like this and actually getting a solid continuation—isn’t this a bit too absurd?

Jiang Yan’s drowsiness had completely vanished. He pushed himself up to a sitting position against the headboard, rubbing the space between his brows. “Did I do something wrong?”

No, you did it too well…

According to the plot, they were supposed to spend at least a few months relentlessly pursuing and playing the sycophant before earning even a shred of acknowledgement from Chi Yu. How had the timeline leaped forward this much?

The system attempted to analyze the situation with a grave expression. Forget it, a faster pace is a faster pace. As long as the general trajectory remains intact, it doesn’t matter.

[You did well. Keep draining money from him moving forward.]

“Isn’t this enough?”

Five hundred thousand might be pocket change to someone like Chi Yu, but to the average person, it was a small fortune. Jiang Yan had no intention of keeping the money permanently; once the mission was complete, he would find a way to return every single cent.

The system cast a disdainful, sidelong glance at him. [This is barely a drop in the bucket. You should take a look at how much debt you’re actually carrying first.]

How much debt could a college student possibly accumulate?

Unfazed, Jiang Yan opened his phone. He hadn’t paid attention to the other applications yesterday, but looking closely now, he realized the device was packed with three full pages of online loan applications. They were flashy, shady platforms, none of which he had ever heard of.

The severity of the situation finally hit him.

He hunted down a pen and paper, meticulously recording every single loan from every platform along with their respective due dates. When he finally calculated the grand total, a sharp pulse throbbed at his temple.

“He actually owes over a million? Where did all this money even go?!”

The system replied, [Well… mostly on playing the big spender to show off in front of his classmates, buying overpriced luxury clothes and shoes, and renting a high-end apartment off-campus.]

[Then it became a vicious cycle of taking out new loans to pay off the old ones, causing the debt to snowball. If he weren’t terrified of the deadlines and his contacts being leaked to everyone he knows, he wouldn’t have had the nerve to target Chi Yu in a million years.]

Jiang Yan’s brows drew close.

Great. The original owner had practically speedrun a criminal record.

Jiang Yan took the freshly transferred funds before they could even warm his account, keeping a tiny fraction for basic living expenses and allocating the rest to settle the most urgent, overdue accounts.

Once the tasks were dealt with, he finally let out a heavy breath and went to wash up.

Opening the wardrobe, he stared at a collection of luxury brands. He couldn’t name a single one, nor had he ever cared about such things. His immediate thought was whether he could lighten his financial burden by listing all these items for sale online. Checking the time, however, he realized he didn’t have a spare moment to manage it today.

He bypassed the piles of luxury garments, pulling out a plain white t-shirt and a pair of black athletic trousers free of any logos. Casting one final look at his unsightly yellow hair, he pulled on his baseball cap, grabbed his backpack, and headed out for class.

The apartment sat a mere three bus stops away from A University. Normally, the original owner would refuse to squeeze onto a crowded bus and would insist on taking a taxi. Jiang Yan, however, desperately needed to stretch every single penny. If he weren’t pressed for time, he would have preferred to use the commute as a morning jog.

After a short wait, he boarded the crowded vehicle along with the morning rush. Since it was peak hour, there wasn’t a single seat available.

Gripping the handrail, he caught the faint murmurs of a conversation behind him.

“Wow, look at those sports cars across the street! So cool!”

“There are so many rich people in the world, why can’t I be one of them?”

“I think I’ve seen those cars before. Aren’t they from A University?”

Hearing his school mentioned, Jiang Yan raised his eyes, following the direction of their gaze.

Several sleek, eye-catching sports cars were parked in the temporary spaces outside a residential complex. The complex across the street sat parallel to his own neighborhood, but their price points were worlds apart. The buildings opposite were premium, front-row riverfront luxury apartments occupying prime real estate; a single unit easily cost tens of millions.

A few young men were walking out of the complex, and Jiang Yan’s gaze locked instantly onto the one standing right in the center of the group.

Even under the identical morning light, his aura remained exceptionally striking. His features were cold and sharp, carrying an innate, unyielding arrogance. It was clear that the group consisted entirely of wealthy heirs, yet the others naturally deferred to him with every gesture.

However, he appeared to be in a foul mood. Frowning deeply, he didn’t offer a single unnecessary expression from the moment he walked out to the second he stepped into his vehicle.

Just as Jiang Yan was about to withdraw his gaze, the system’s voice flared in his mind.

[Chi Yu! That’s our target!]

Hearing the name didn’t bring Jiang Yan any surge of excitement; he simply found the coincidence remarkable. Then again, considering Chi Yu attended the same university, running into him near the campus wasn’t outside the realm of possibility.

Recalling the events of the previous night, an awkward sensation washed over him.

Jiang Yan understood that he needed to be more proactive with the missions; only by completing them could he return to his own world. But the transition from online interactions to a real-life encounter felt entirely different. Separated by a screen last night, he hadn’t managed to get a clear look at Chi Yu’s face.

Seeing him in person now only intensified the underlying embarrassment. After all, the things he had done last night could hardly bear the light of day.

Right then, another wave of passengers crowded onto the bus, and Jiang Yan took the opportunity to turn around and move toward the back of the vehicle.

Meanwhile, having just settled into the passenger seat of his sports car, Chi Yu lowered the window in irritation, finding the enclosed space stifling. His gaze casually drifted outward.

Not far away, a particular figure caught his eye.

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